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BILL BUDGET PLANNER PRINTABLE FREE

Paying off those student loans will feel better than an extra meal out ever could! Tracking Recurring Expenses Then, for example, if we’re really tempted to go out to eat instead of just grabbing something from home, we think of our goal. If we’re looking at them each day or week when we’re tracking expenses in the binder, we renew our commitment and drive to reach them. These goals and action steps are in the front of the binder for a reason– they’re there as a constant reminder of what we’re working toward. However we decide to do it, it’s not enough to just set the goal. Or maybe we can cut down on our budget in other areas like clothing or eating out to come up with the extra cash. Maybe we can get an extra little side job to make some additional money to put toward the debt. Maybe we’ll plan to make a double payment each month. We’ll write it down on this page, give ourselves a timeframe in which to complete it (by the end of December 2023), and then we’ll list the action steps that we are going to take in order to reach that goal. Let’s say we’ve set a goal to pay off our student loans in the next year. When Donnie and I take the time to sit down together and write out our financial goals, it puts us on the same page, and we are much more likely to achieve what we set out to do! Goal setting is oh-so-important to me, especially when it comes to finances.

Monthly Check-in Page– This page helps you take a look over the previous month’s finances and gauge what you did well and what you would like to improve for the upcoming month.

Pages to Track Variable Monthly Expenses– These sheets track expenses that vary some from month to month like grocery shopping, eating out, gas, clothing, etc.

Pages to Track Recurring Expenses– These sheets track bills that stay pretty much the same each month like mortgage/rent, car payments, student loan payments, utility bills, etc.

Goal Setting Sheet– Set financial goals for the year so you know exactly what you’re working toward.

Cover Page– Keep track of your binder (and make it pretty so you want to use it often)!.

(If you click on each of the links below, you can jump right to the explanation for that particular page.) Here’s what to include in a budget binder: There are several key pages that I include in my budget binder each year. This page may contain affiliate links and when you click them you support Paper Trail Design.What should be included in a budget binder? It is much cheaper than I have found in stores and has a good thickness for most projects without being so thick that it jams the printer. For cardstock I really like this card stock paper on amazon. For regular copy paper this 5 ream case of paper is one of the better deals. I often get asked what paper I recommend. Visit Brittany Paper Trail Design’s profile on Pinterest. Weekly Meal Planner – Planning your meals can be a great way to stay on budget for the week.

More Planner Pages – Use one or all of these coordinating planner pages.īudget Worksheet – Get even deeper into your budget with this budget planning worksheet. Printables from Paper Trail Design are for personal use only.

I find it easiest to first click on the image to enlarge it, then drag and drop the image to my desktop, then print it from there. Click the following links to print the payment tracker printableįor best results, save the image to your computer before printing. With a column to name the bill, one for the amount of the bill, a column for the due date and a place to check off when you’ve paid your bills, you are sure to make sure everything is paid each month on time. Use our bill tracker worksheet to keep track of your monthly spending and stay on top of your budget.

BILL BUDGET PLANNER PRINTABLE FREE

Use the free printable bill tracker to keep track of your payments and expenses and your budget.